Imagine that in the very first month of this year, you are already living in your new home and enjoying easy monthly payments that come with your budget. At the beginning of 2026, because of the RBI’s decision to reduce the repo rate from 5.25% to 4.25%, interest rates for home loans are at their … Read more
In times when the economy is unstable, inflation is a big factor and the stock market is unpredictable, the Fixed Deposit schemes offered by Punjab National Bank are the only safe place to invest and still get decent returns. PNB at the start of January 2026 is offering very good interest rates along with special … Read more
You should definitely consider a savings account which will not only protect your money with the government, steady compounded growth, and if you pay taxes in a certain way, completely avoid them tax-wise. The year 2026 sees the Post Office Public Provident Fund (PPF) Scheme as one of the most sought-after investments for the Indian … Read more
Visualize yourself getting up to a bigger paycheck that tells the world all about your long and faithful service, not to mention the climbing living costs. The 8th Pay Commission is more than a promise—it is actually a substantial hike in wages that will be paid out from January 1, 2026, for over 1 crore … Read more
Nowadays, the world of finance is shaky and the over-smart investors want their surplus to be secure, yielding high returns—even if it is for a short time. Canara Bank’s 191-Day Fixed Deposit, a surefire way to tick both safety and good returns. This scheme for a short period is designed for the investor who plans … Read more
It is hard to imagine that after years and decades of true hard work one would still be able to find himself or herself grappling with a pitiful monthly pension that cannot even cover the most basic needs, especially with the current high cost of living. This has been the sad story of the more … Read more
Think of it this way: after a lifetime of toil, one retires but gets a meager monthly pension causing him/her to struggle financially. Such a situation is a reality for many of the private sector workers in the Employees’ Pension Scheme (EPS-95) whose minimum pension is currently set at Rs 1,000 by the scheme and … Read more
In a time when market fluctuations are giving jitters to the investors, HDFC Bank has come up with a very advantageous and secure way of growing money through its 450-Day Fixed Deposit scheme in 2026. This offer is only for a short time and it mixes the security of the usual banking with high returns, … Read more
Think of it as a tax-free fortune you are building for your retirement while at the same time having the certainty of government approval and enjoying gradual compound growth. In 2026 the SBI Public Provident Fund (PPF) Scheme continues to be one of the best options for long-term savings for Indian investors who are prudent … Read more
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